Together with you, we figure out what is the offer that needs to be made to your creditors to settle. This is all that you pay. Under the terms of your Consumer Proposal, Baigel Corp earns a Government set fee which the creditors allow to be paid out of the settlement payments.

Initial consultations with Baigel Corp. are free, allowing you to explore your options.

A Consumer Proposal can be a cost-effective alternative to bankruptcy because it avoids some of the higher costs and consequences (like losing certain assets) associated with filing for bankruptcy. A Consumer Proposal allows you to spread your payments over as many as 60 months and often results in lower monthly payments than a bankruptcy. Speak to Baigel Corp. about your specific situation so we can design a solution that is going to work for you and be fair to your creditors.
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